My oldest is the KING of sigh-ers. His sigh’s seem to completely deflate his whole body. He’s quite dramatic in the sigh arena.
I feel like I could outdo him today!
I had put away 100 dollars for our New Mexico trip, then forgot to take it…so I dug into other funds, and this morning when I went to replace the dug-into funds, I seem to have lost the original 100 dollars. It just flat out up and walked away.
Also, we received the appraisal on the house we are under contract with, and other than cosmetic changes, it states “No adverse conditions or necessary repairs were noted at the time of inspection. The subject does not appear to have any physical deficiencies that affect the livability, soundness or structural integrity of the home.” Great, right? We thought so! Especially since Maine State Housing is so strict on their housing standards when it comes to safety, and because this is a foreclosure, the bank won’t make changes.
Well, we received word that we might actually have to make the cosmetic changes before the loan is approved. What?! I know! Replace the carpet, add light fixtures, get rid of the boxes in the basement that the owners left behind, add and paint drywall. All before the loan is approved. Which means we could make the changes, and the loan could still, for some reason or another, fall through…and we would be out all of the money we put into it. OH, but then our realtor said that the bank might not even let us make those changes for liability reasons. So if ya’ll could send a prayer or two our way, that the incredibly generous underwriters for our loan would change their mind about all of these pre-cosmetic changes, we’d certainly appreciate it.
Sigh.
All in all, you know, something will work out. I’m just ready for an answer one way or another.
And sorry for shocking so many of you with the new blog format! I was incredibly tired of the drab, dark gray background of my last one, and wanted something springy and fresh. I’m not quite finished with it, but getting closer. I spent all day yesterday working on the new blog header and a new header for my etsy store. Honestly, I don’t have so much of a problem making up my mind…I just tire of things rather easily. Makes life interesting. š
amanda conley said:
First, I love the new blog design! It looks great.
Second, I’m glad you had a good trip and are back safely,
and third, I’m sorry about your house buyer’s troubles. Life can be so frusterating. It’s kinda like trying to swim forward in one of those treadmill pools, only instead of water, it’s filled with jello and you’re only allowed to come up for air once a minute. Anyway, that sounds sort of dumb, but sometimes that’s how life feels to me with all it’s various trials and troubles. Good thing we have God! Whew! He makes me feel like I can breathe. Anyway, I’ll be praying about your house stuff. …sorry about the long comment.
Roberta said:
That all sounds so odd to me. Henry said that our neighbor had to make changes to the house before his loan was approved. But it was the windows and doors and stuff…not cosmetic, but for livability. I would definitely look into that more and try to hammer it out. Or, have your agent do it. I hope things work out for you, sweetie. Love you.
Amy said:
I’m SO sorry you’re going through this house mess. It really sounds weird to me as well! I don’t understand why they would make you do cosmetic changes; if it were something structural or something that would make more sense. I agree with Roberta…maybe your agent could find out more information on this.
Oh, and I LOVE your new banner at the top of your blog! It’s so cute, springy, and just…jennifer!
Jennifer said:
Thanks ya’ll! Our agent actually kinda freaked out too when he saw the commitment letter with all the changes that needed to be made. He’s looking into it today and will hopefully fight to the finish. š